Challenge confusing medical bills with confidence.
CheckMedBill helps you spot common billing problems, create polished dispute letters, and estimate charity care eligibility without uploading sensitive documents.
Bill review workspace
Private checklist, letter draft, next steps
Dispute letter draft
Ready to download
I am writing to dispute the charges on account ending 2841...
Please provide an itemized bill, coding review, and written response within 30 days.
What you can do here
A calmer way to handle medical bill stress.
Focused actions, clear trust cues, and plain-English guidance help you move from uncertainty to a practical next step.
Dispute letter generator
Answer a few questions and get a professional, downloadable letter with the right tone, evidence checklist, and follow-up language.
Charity care eligibility
Estimate whether hospital financial assistance may apply based on household size and income before you pay a bill.
State-by-state rights
Find practical guidance for dispute windows, surprise-billing rules, charity care protections, and consumer resources.
Common issues
Know what to question before you pay.
Many bills can be corrected after a focused request for coding review, itemization, insurance reprocessing, or financial assistance review.
Dispute a bill errorDuplicate charges
The same medication, supply, or service appears more than once.
Upcoding
A higher-cost service code is used than the care you received.
Unbundling
Related services that should be grouped are billed separately.
Insurance not applied
Coverage, negotiated rates, or EOB adjustments are missing.
Wrong patient info
The bill includes visits, dates, or services that are not yours.
Surprise balance billing
Emergency or in-network care creates unexpected out-of-network charges.
Charity care estimate
2024 Federal Poverty Level sample
How it works
From confusing bill to clear next step.
Review the bill
Request an itemized bill and compare it against your EOB, dates of service, and visit notes.
Build your case
Select the error type, add context, and generate a calm, specific dispute letter.
Send and track
Mail or portal-message the letter, keep copies, and follow up with a clear timeline.
Ready to challenge your medical bill?
Generate a free dispute letter in minutes, then use the checklist to send it with confidence.
Start now — it’s free