Find Errors in Your Medical Bills

49-80% of medical bills contain errors. Generate free dispute letters, check charity care eligibility, and learn your patient rights — all without uploading any documents.

49-80%
of medical bills contain errors
$200B+
in overcharges annually
< 50%
of people dispute billing errors

Free Tools to Fight Medical Bill Errors

Everything you need to dispute errors, check eligibility, and understand your rights — completely free.

Dispute Letter Generator

Create a professional dispute letter customized with state-specific language and your patient rights. No account required.

Charity Care Checker

Check if you qualify for free or reduced-cost care based on your income. Many hospitals offer 100% discounts up to 200% FPL.

State Guides

Learn your specific rights in your state, including dispute deadlines, charity care laws, and consumer protections.

Common Medical Bill Errors

These are the most frequent billing mistakes we help people dispute.

Duplicate Charges

Being billed multiple times for the same service or item

Upcoding

Charged for a more expensive procedure than what was performed

Unbundling

Services that should be billed together are billed separately

Balance Billing

Illegal billing for out-of-network emergency care costs

Wrong Patient Info

Charges for services you never received

Insurance Not Applied

Services that should be covered by insurance weren't applied

How to Dispute a Medical Bill

Follow these three simple steps to challenge errors on your bill.

1

Identify the Error

Review your itemized bill carefully. Compare it to your Explanation of Benefits (EOB) from insurance.

2

Generate Your Letter

Use our free tool to create a dispute letter with state-specific language and your patient rights.

3

Send & Follow Up

Mail your letter (certified mail recommended) and follow up within 30 days if no response.

You May Qualify for Free Hospital Care

Under federal law, nonprofit hospitals must provide charity care to qualifying patients. Many people who earn up to 200-400% of the Federal Poverty Level qualify for free or significantly reduced care.

  • 100% free care for those under 200% FPL at many hospitals
  • Sliding scale discounts up to 400% FPL in many states
  • Can be applied even after receiving a bill
Check Your Eligibility

2024 Federal Poverty Level Guidelines

Household Size100% FPL
1 person$15,060
2 person$20,440
3 person$25,820
4 person$31,200

Many hospitals offer free care up to 200% FPL ($30,120 for single, $62,400 for family of 4).

Know Your State's Laws

Medical billing rights vary by state. Find specific information for your state including charity care requirements and dispute deadlines.

Ready to Challenge Your Medical Bill?

Generate a free dispute letter in minutes. No account required, no documents to upload. Just answer a few questions and download your letter.

Get Started Now — It's Free